Buying a new home is exciting. Whether this is your first new home purchase or not – every house and roof is different. The condition of the roof will have an impact on getting a mortgage and affordable homeowners’ insurance. Plus, to make sure that your home remains in excellent repair, it’s vital to know a few things about taking care of your roof. From correctly estimating its present condition and tips when purchasing to maintenance best practices, read on to find out everything you need to know.
Roof Repair When Buying – Tips To Know
When you’re shopping for a home, make sure to check out the roof’s condition first. If the roof is old and will require replacing within the next two to three years, consider that when making an offer. If you decide to make an offer and it’s accepted, you’ll need to get a roof inspection by a qualified contractor. Both your lender and homeowner’s insurance company will want to make sure the roof is safe and that there are no major problems like leaks or dry rot. They’ll also want to know how much life is remaining.
It’s important to know that having a roof inspection is different than a home inspection. A home inspection looks at the entire structure, including the interior and exterior and the appliances. A roof inspection only looks at the condition of your roof and gutters. The contractor will give you a comprehensive written report with any issues to address and how many years the roof should last. That report will need to be delivered to your lender to make sure the roof is in good enough condition to lend on. It will also be given to your insurance company. The state of the roof will impact your loan approval and your insurance costs.
Repair Options for Your Home’s Roof
What happens if there are issues with the home’s roof you’re buying? Well, you have a few options. You can have the major problems fixed by the seller, you can pay for them as the buyer, or the parties can split the costs. The other option is rather than just repairing the roof; you could have a new roof installed if the current one is too old or the condition isn’t very good. That is where having an excellent real estate agent comes in handy. The outstanding ones know how to negotiate while keeping the sale moving along, and all parties involved happy.
For any roof inspection, repairs, and upkeep, it’s essential to choose an experienced and reputable company like Ameripro Roofing. Never try and save money by using someone unlicensed or a handyman. In fact, many insurance companies won’t cover roof damage if a licensed contractor didn’t do the past work. The main things you want to make sure get checked during your inspection are:
- Shingles – missing, broken, or torn
- Shingles – granules worn away
- Boots – torn or rotted rubber boots around pipes
- Flashing – that’s missing or rusted
- Chimney – missing caps or chimney cracks
- Gutters – that are loose or damaged
- Caulking – that’s missing or cracked
- Sags – because of rot and damage
- Facia boards – damaged or rotted
- Gutters – rusted or damaged
Smart Roof Maintenance For Your New Home
Once you’ve moved into your new home, it’s vital to maintain your roof. If there were minor items on your inspection that you didn’t address before your purchase, keep an eye on them. Have your trusted Ameripro contractor do an inspection once a year to ensure nothing needs to be addressed. It’s also a good idea to have your roof inspected after a big storm or if you notice any leaks or water spots on the ceiling. Besides regular maintenance, keep trees trimmed and get rid of any dead branches that hang over the house. Doing these little things will save you money and protect your home.
Gutter maintenance is also essential and relatively easy to do. Keep your gutters clear of leaves, and the downspouts unclogged. We can make it easy to keep your gutters clean with our gutter guards, which keeps leaves out in the first place. And while you’re cleaning the gutters, take a look at the facia boards to make sure there’s no dry rot or missing caulking. When you take care of your roof, it will last much longer. Plus, your home’s interior is protected, and its contents safe from water damage and high winds.
We hope you’ve enjoyed these tips on how to take care of your roof as a new homeowner. Since 2000, AmeriPro Roofing has been helping keep families safe and dry. We service Colorado, Illinois, Indiana, Iowa, Kansas, Maryland, Michigan, Minnesota, Nebraska, North Carolina, Ohio, Tennessee, Wisconsin. For more information about roof inspection and maintenance, contact us today.